PayCycle

Plan the paycheck.
Guide each day.

Plan each paycheck from payday to payday with clear envelopes and a daily spending guide. No account required.

Plan the paycheck. Guide each day.

Plan each paycheck from payday to payday with clear envelopes and a daily spending guide. Designed to stay focused, understandable, and under your control.

  • Set a take-home income, currency, and the dates covered by a pay cycle.
  • Create purpose-based envelopes with planned amounts.
  • Record spending against each envelope and see what remains or is over budget.
  • Track cycle progress, unassigned money, and an estimated free-to-spend amount per remaining day.
PayCycle is a personal planning tool. Its figures are estimates based only on values entered by the user; it does not connect to financial accounts and is not financial, tax, payroll, or investment advice.
Finance & BudgetingPayCycle

Plan each paycheck from payday to payday with clear envelopes and a daily spending guide.

Private by design20 languagesiOS & Android
Stored locally
  • Take-home income, selected currency, and cycle start and end dates
  • Envelope names, planned amounts, and recorded spending
  • Selected app language
  • Analytics and diagnostics consent choice